Digital Identity

Enhance fraud prevention and cyber threat detection in Digital Banking with AI-powered digital identity verification.

Powered by DetectX® - Award winning AI Platform

Fortify Your Defenses with AI-Driven Digital Identity Protection

DetectX® Digital Identity solution tracks activities in online and mobile-banking, stopping cyber threats and protecting critical data beyond traditional methods.

Financial institutions and enterprises face growing challenges from sophisticated cybercriminals who employ tactics like identity theft and “Man-in-the-Middle” attacks. DetectX® Digital Identity combines AI-driven behavioural analytics and predictive analytics to create a unique digital identity for each customer, providing a powerful layer of security that extends beyond traditional authentication methods.

By detecting unusual patterns in real time, Digital Identity safeguards against unauthorised activities, protecting both customer data and organisational integrity.

Why Choose DetectX® Digital Identity for Security and Fraud Prevention?

DetectX® Digital Identity is an intelligent security solution that integrates with Risk-Based Profiling and Behavioural Analysis, delivering a holistic Understand Your Customer (UYC) experience. Advanced data processing across web and mobile platforms enables organisations to detect cyber threats early, proactively prevent fraudulent transactions, and mitigate risks from evolving attack vectors.

  • Tracks and analyses customer interactions across all digital channels, capturing unique behavioural patterns, such as:

    • Device interaction behaviours like typing speed, mouse and touch movements, and gyroscopic data.

    • Technical information including IP address, geolocation, operating system, language settings, and session length to create a unique, dynamic digital profile.

    • Behavioural insights that establish normal vs. suspicious activity, strengthening identity verification beyond passwords and biometrics.

    • Machine Learning-Driven Modelling: Uses supervised and unsupervised machine learning to automatically identify known and unknown patterns in real time.

    • Dynamic Model Adjustments: Continuously improves model accuracy by learning from new data, effectively reducing false positives and detecting complex cyber threats.

    • Real-Time Integration: Applies rules and models through payment and login interfaces for instant threat detection and response.

    • Rule Designer: Enables customisation of fraud detection parameters, allowing experts to tailor rules for unique high-risk behaviours and add client-specific criteria.

    • Interactive AlertViewer: Facilitates real-time alert reviews, task assignment through custom workflows, and generates comprehensive reports with multidimensional analytics.

The Benefits of a Secure Digital Identity Framework

Strengthen security, enhance operational efficiency, and ensure compliance with DetectX® Digital Identity.

Enhanced Fraud Prevention

Proactively detects anomalies and mitigates risks from cyber threats like “Man-in-the-Middle” attacks and unauthorised transactions, protecting customer data and organisational assets.

Operational Efficiency

Reduces false positives and false negatives with accurate, self-learning models, enabling teams to focus on high-priority alerts and streamline compliance workflows.

Accurate Identity Verification

Establishes unique digital profiles based on device and behaviour data, significantly reducing the likelihood of identity theft and unauthorised access.

Regulatory Compliance and Auditing

Adheres to industry regulations with transparent model lifecycle management, providing traceability and accountability for all threat detection activities.

Strategic Value for Financial Institutions:
Enhanced Security and Customer Trust

DetectX® Digital Identity empowers financial institutions with proactive threat detection, scalable improvements, and seamless customer protection for a secure digital landscape.

Proactive Threat Detection

Digital Identity detects complex, hidden, and nonlinear behavioural patterns that traditional methods might miss, including atypical session durations, irregular device usage, and unfamiliar geolocations.

Continuous Improvement and Scalability

DetectX® Models are self-optimising, continually refining and adjusting to meet the evolving tactics of cybercriminals and new compliance standards.

Customer Confidence and Trust

Enhanced security measures provide customers with a seamless experience, protecting their accounts from fraudulent access while maintaining privacy.

Enhance detection with AI-powered digital identity verification.

Enhance digital security and ensure regulatory compliance

For financial institutions and enterprises looking to enhance digital security and ensure regulatory compliance, DetectX® Digital Identity is the comprehensive solution. Experience the future of fraud prevention with advanced AI-powered identity verification and secure your organisation against the risks of cybercrime.

Get in touch with us today to learn how Prospero’s Digital Identity module can fortify your security framework and safeguard your organisation.